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Nate 46 companies in three months. performance of the entire province. In the textile sector revival; construction and engineering industry still struggling

We asked Dr. James Cicconi Massi, Head of the district prisons Confartigianato, briefly, to explain the development of the handicraft sector in our area .
We thank him for his valuable contribution.

In the first quarter of 2010 were born in our area (Valli and Nevola Misa) 46 new companies. This is what emerges from the data processed by the study center on the opening of Confartigianato companies between January and March 2010. These figures reveal that despite the economic downturn we are experiencing, the territory has a great desire to react and leave behind the moments of serious difficulties that have bent the economy of our towns. Enrollment to 46 new artisans registered in the valleys in these three months, following 28 deaths and thus the end result was + 18. In the town of Ostra
there were 4 entries (2 in the construction sector, one wood and one in engineering), compared with 2 deaths with a positive balance of + 2.
The budget of our district, when compared with other districts that make the record or minus sign or modest growth, is by far the most positive. However, if the data lead to a cautious optimism and the textile and wood are good performance record (textiles with 10 new companies compared to 3 deaths, 7-wood and 4 deaths registrations, +3) analysis on fundamentals of budget and therefore on the turnover, profits and employment show that the recovery is still some way off. The financial situation of many companies continues to be particularly difficult and profits have been drastically reduced (- 20% - 30% at best). A better withstand economic and financial are certainly companies that have invested in innovating the production processes and focusing on quality, together with those working on its own. For businesses forced instead to work for contractors continues, unfortunately, a critical financial situation.
What to do then to stem the crisis? Confartigianato, just to meet changing business needs has developed alongside the traditional instruments (credit, accounting and payroll), innovative services based on the definition of a "Strategic Plan", advanced tools "Marketing", on the careful "management control" and doing a thorough "Financial Planning". "Only in this way, investing in the quality of services provided, we will be able to help our businesses overcome this difficult moment." A hand to everything important could come also from tourism. Ostra with its center and its beauties and Confartigianato with some major initiatives such as the National Exhibition of Antique combined with some projects aimed at enhancing the local arts and crafts, will be an important resource, alternative or complementary to the beach tourism and the coast.

Subscriptions Senigalliesi and deaths in the first quarter of 2010 (January-March) Source: Centre for Studies on data Confartigianato Albo Enterprises craft

Common Membership Terminations Balance

Barbara 0 0 0 2 0 2
Castelcolonna
Castelleone S. -2 0 2 5 1 4
Corinaldo
Monterado 3 2 1 4 2 2

Ostra Ostra Vetere Ripe
0 0 0 5 4 1 27 17 10
Senigallia

Senigallia Total 46 28 18


Sectors Subscriptions Terminations Balance

Textile Food
10 3 7 3 1 2
Print graphics related
Building 2 0 2 9 10 -1
photographers and related Wood
2 0 2 7 4 3 6 6 0
Metalmeccanica
Hairdressers and related 4 2 2
transport things and people. 1 0 1
Services and Activities 2 2 0

Senigallia Total 46 28 18

James Cicconi Massi

Extreme Motocross Cake

parties and territory

Carla Raffaeli

We wanted to dedicate this issue to some testimonies on the local economic situation, even with an opening to address the city's administration, when is launched the budgets, key planning document.
Readers will find information and assessments that come from practical experience and careful study, can provide insight and reflection, useful to any serious discussion. Too often we hear discussions
fact that the comparison is dictated by opinions built on ideological prejudices or propagandistic intent, rather than cognitive analysis of the facts.
It seemed therefore useful to focus our attention and draw the reader on the topic of economic and financial crisis, specifically the ways in which it occurs and is experienced in our region and in the various productive sectors. We did not want to rely on the imagery of hearsay, but for operators who, from a broader vantage point, they could provide data and information relating to processes and strategies.
It seems that politics, not only in its institutional form, but also in organized forms of base (in other words, parties) devotes little of his time and his commitment to analysis, depth, the proposals on these key issues, the whole time, it is, the internal and external challenges. While the amplification media gives a hand operation.
But then today it is unfashionable to speak of "party" and if the word back into use, it just gives the status of "liquid", "open". What then is exactly a model of weak organization and lack of presence in the area. Here, the word "territory" is instead taking place, but mainly refers to a mode of being close to the League's all people, to hear his voice, problems, complaints. That 's what were the old parties, usually, not always, with one major difference: the culture of hand helps to look beyond their noses at the common problem to be addressed without selfishness and pregiudizi.Il Ours is a small sheet with a space and a limited capacity to spread, totally inadequate compared to the problem reports. We still want to talk about it together and still count on the collaboration of readers who want to participate, pointing out situations, positive or negative, telling personal stories and collective.

What Hapen To Tawnee Stone

The bank-firm relationship

Nicoletta Principles

The report, "Bank-company" has always been a central issue when it comes to economics, which often "turns on" the minds of those who are called to discuss it. Especially in the last year, crossed by the world crisis, the stakeholders seem to be even more wary: on the one hand, the businesses, particularly medium and small, who accuse the banks have restricted lending just when most needed; across the banks argue, however, that it played properly the role of supporting the economy, by giving those who are worthy in terms of credit. For me, I work in banking and daughter are both a small artisan, the two things are equally true.
In some cases, businesses that need funding to address the decline in revenues and strong liquidity strains, these funds are not granted because they were considered too risky by the bank, which, in turn, denies the grant in accordance with the rules dictated by the Bank of Italy regarding capital adequacy (known as Basel 2), to cover the risks, most notably credit risk.
The management and control of credit risk that banks active in the granting of loans, following a complex procedure, often unknown to businesses. The strategies and credit policies of a banking group are aimed at achieving the objectives of value creation, consistent with risk levels chosen by diversifying the portfolio across sectors, geography and the setting of maximum limits on individual exposure.
In particular, estimates are produced, relevant to assessing the creditworthiness of its customers to obtain more accurate measurements of the risks taken and returns associated with it.
In addition, emphasis is placed on credit and the level of capitalization of the score assigned by carrying out performance monitoring on the activities of credit rating, which allows, through the evaluation of the indicators of degradation exposures, to capture the signals of anticipatory default.Tali elements, perhaps too technical, should be clarified in both the ordinary dialectic between the parties, both in increasing number of specific meetings in order to overcome together, banks and businesses, the crisis by encouraging the resumption of economic development.